In this day and age you should be getting Online Discounts AND cash back on purchases- heres how:
May 18th, 2008So, a lot of the theory behind this site beginning is to advocate for the use of used testing materials for test preparation, etc. The testing companied have to resort to scare tactics in their ads many times, however the fact is you’ll have a great chance to pass with gently used materials and practice test questions, especially since if you buy lots of new, retail priced study materials as well as all your other expenses they will quickly ad up. Heres a little recommended strategy I like (and of course you could do well to become an affiliate of one of these sites like I am with some of them and earn a wee slice of the pie when someone buys- full disclosure, however you can’t argue the merits of the advice on this one).
First off, Joining eBay will give you access to the world’s greatest auction site with lots of auctions for all kinds of different study guides, etc. Feel free to look around eBay and search for great products you’re interested in such as perhaps “GRE study guides” (or LSAT, SAT, ACT, GMAT, EPPP, USMLE, MCAT, etc.) and put down a bid or start “watching them,” and keep an eye on them through your “My eBay” page. If you join eBay you’ll find some of the best deals, or you can also use some of the search boxes from various discount sites listed at http://www.usedstudyguides.com
Upromise - Turn your everyday spending into college savings
Next, go to Upromise and Register your grocery card, or a credit card or simply shop online through their links and save when you shop! Upromise is a loyalty program and companies will basically rebate/refund back your money under the pretense that you’re going to spend it on your or a child (or future unanmed child’s) educational expenses such as a 529 or student loan. Honestly, they’ll cut you a check every quarter if its over a certain amount with no questions asked where it’s being spent- so you’d be a fool not to join and earn moeny back on your Coca Cola and whatever else you’re buying. The neat thing about this is that lots of online merchants will give you a discount if you shop by going through Upromise’s site, and eBay is no exception, at the time of this post you get 1% cash back (which is better than 0%).
Now, it certainly is very important to be cautious with spending in general, but of course theres lots of talk now about being more likely to spend a larger amount when using a credit card. If you are sane about it and don’t make late payments (of course paying the balance in full is best), you can get credit caards that offer you cash back. There seems to be a proliferation of 1% cash back cards out there, but I’ve seen as muc has 5% from cards like American Express where you can Earn straight cash back—5% for buying automobile gas, 3% for eating out, 2% for traveling, 1% virtually everywhere else, including at Costco
I have a Simply Cash card from them and its also fantastic for keeping track of expenses when tax time comes around, but its also nice in breaking down spending and seeing where I could cut back on (like chocolate donuts ;). Chocolate donuts are nice and a little cashback is handy for making room in the budget for them or perhaps a weekly pizza delivered to your door